Job Description

About Us:

We believe everyone deserves a chance to improve their financial future. We’re dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability.

The Perpay team is a motivated group of creative problem solvers who love getting things done and making an impact. Located in Center City, Philadelphia, our one-of-a-kind space promotes a collaborative work environment, unites our team, and feels like a home away from home. 

Some things we’re excited about:

• $500 million in spending power used by our members
• Increasing members’ credit by 32 points (on average) within the first 3 months
• Backed by First Round Capital and JP Morgan

Products we’ve built to make an impact:

• Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
• Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
• Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

About the Role:

We’re looking for a Head of Product to help operationalize and scale our Product Management team through our next phase of growth. This role is ideal for a product leader who thrives in fast-paced environments, loves building high-performing teams, and brings structure and clarity to complex, cross-functional efforts. You’ll manage and grow our team of Product Managers, implement scalable team processes, and ensure we’re delivering business and customer impact across a growing suite of product lines. You’ll play a key role in shaping how we prioritize, plan, and execute at scale—bringing operational rigor, team development, and strategic alignment to the forefront of our product organization.

Our greatest strength is our people and we’d love for you to be one of them!

What You'll Do:

• Lead and manage our team of Product Managers, currently a group of 3 and growing
• Own hiring, onboarding, and professional development for new PMs as the team scales
• Partner closely with Engineering, Design, Data, Risk, Marketing, Finance, and Operations to execute a high-impact roadmap
• Design and implement scalable product development processes, including planning cadences, product reviews, prioritization rituals, and cross-functional communication systems
• Help to shape roadmap priorities, team OKRs, and long-term org design
• Drive accountability, clarity, and delivery across multiple product lines

What You’ll Bring:

• Proven experience managing and mentoring Product Managers, ideally in a growth-stage environment
• Strong operational leadership and execution discipline—you bring structure and systems that help teams thrive without slowing them down
• Excellent communication and cross-functional collaboration skills
• Experience working in high-performing product development environments. Direct-to-consumer experience is a plus, but not required
• Comfort with ambiguity and an ability to create clarity for others
• A bias for action and a mindset of ownership—you lead by example

_Hey, _we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!

What We’ll Bring:

• Competitive salary + company equity
• 401k with company match
• Medical / Dental / Vision insurance
• Flexible Spending Account (FSA)
• Team member discounts 
• Relocation assistance
• Pre-tax commuter benefit
• Student loan repayment match
• Gym subsidy with City Fitness
• Cell phone plan
• Paid parental leave
• Unlimited PTO

Additional Perks:

• Opportunity to gain experience at one of the fastest-growing financial startups in the country
• Work on both e-commerce & fintech customer-facing products
• Collaborate cross-functionally with product, design, marketing, operations, data teams, and more

This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)

Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at careers@perpay.com to request accommodation.

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