Job Description

Since 2004, American Heritage Lending has been a trusted partner to real estate professionals and investors, delivering reliable private lending solutions through every market cycle. With two decades of experience, our team has successfully navigated economic downturns, regulatory shifts, and market transformations—while consistently providing fast, flexible, and competitive financing options.

Backed by one of the most prominent private equity firms in the private lending space, we offer unlimited access to capital, allowing us to deliver unmatched flexibility and customized lending solutions for real estate investors of every size. Whether it’s new construction, fix-and-flip, or rental portfolio expansion, our clients rely on our expertise, speed, and consistency.

When you join American Heritage Lending, you join a high-performing team dedicated to helping our clients—and our organization—thrive in every market environment.

About the Role

We are seeking a VP of Finance, rising in their career, to successfully own the company’s financial strategy and execution as we scale. This is a hands-on executive role responsible for capital structure, liquidity management, financial reporting, and leadership of the accounting and finance functions.

The CFO will serve as a strategic partner to executive leadership, providing clear financial insight, risk management, and decision support to drive profitability and sustainable growth.

The ideal candidate, is a modern, forward-thinking financial leader with experience in NonQM lending, high-growth environments, and scaling organizations from small to large.

Key Responsibilities

Strategic Leadership & Vision

• Align financial strategy with company goals and long-term growth vision.
  
• Lead modeling for growth scenarios, capital needs, and potential M&A activity.
  
• Translate the company’s mission into measurable, financial outcomes.

Financial Management 

• Oversee budgeting, forecasting, variance analysis, and KPI development.
  
• Conduct scenario modeling, sensitivity testing, and unit economics analysis.
  
• Drive performance dashboards and financial visibility across the business.

Accounting, Controls & Reporting

• Ensure accurate GAAP/IFRS financial statements and regulatory compliance.
  
• Oversee audits, internal controls, and risk management processes.
  
• Strengthen financial discipline, accuracy, and operational rigor.

Treasury & Capital Strategy

• Manage liquidity, cash flow, and working capital optimization.
  
• Oversee debt facilities, banking relationships, and capital structure.
  
• Support capital raises, investor relations, and board-level communication.

Operational & Systems Leadership

• Enhance ERP systems, BI dashboards, and financial automation tools.
  
• Improve process efficiency, procurement, cost optimization, and pricing strategy.
  
• Lead digital transformation initiatives within the Finance organization.
  

Risk, Compliance & Governance

• Identify and mitigate financial, operational, and market risks.
  
• Oversee insurance strategy, regulatory compliance, and sound governance.
  
• Maintain ethical standards and foster a culture of transparency.

Cross-Functional Leadership

• Partner with CEO, COO, and department heads to support growth initiatives.
  
• Present complex financial insights to non-financial stakeholders.
  
• Build credibility with investors, lenders, auditors, and external partners.

We are a performance-driven organization known for integrity, adaptability, and disciplined execution. We have built a strong reputation within the real estate and lending community by delivering consistent results across market cycles. Our team is focused, accountable, and committed to long-term growth.

Requirements

• Minimum of 5+ years of executive-level finance experience.
• Strong background in NonQM lending, mortgage banking, or private lending (3-5 years strongly preferred).
• Proven track record of scaling organizations, ideally in fast-growth, collaborative culture.
• Proficiency with QuickBooks and modern ERP/BI systems (e.g., NetSuite, SAP, Oracle, Power BI, Tableau).
• Deep knowledge of GAAP/IFRS, financial reporting, audits, and internal controls.
• Expertise in FP&A, treasury, capital management, and corporate finance.
• Experience leading M&A, fundraising, or complex capital transactions.
• Demonstrated leadership of multi-disciplinary finance and accounting teams.
• Exceptional communication skills with executives, boards, lenders, and investors.
• Strong ethics, integrity, and commitment to financial discipline.

Benefits

• Base salary/hourly rate: Base Salary: $250,000.00.

• Commission or bonus structure: Annual and performance based.

• Competitive executive compensation package.
• Full health benefits (medical, dental, vision).
• Paid time off (PTO & Sick).
• Paid Holidays.
• Executive-level autonomy and visibility.
• Opportunity to lead a high-impact role in a fast-growing organization.
  

What Makes You a Great Fit

• High-performing, sharp-minded, and intellectually curious Leader.
  
• Thrives in a fast-paced, high-growth environment.
  
• Provides maturity, steadiness, and executive presence.
  
• Hands-on, roll-up-your-sleeves leadership style.
  
• Decisive, forward-thinking, and highly driven.
  
• Experienced in guiding teams through steep growth curves.
  
• Able to build structure and accountability in evolving environments.
  
• Align with core values: Family, Accountability, Integrity, Teamwork, Have fun/enjoy the journey

• Schedule: Monday-Friday, On-site at Irvine, CA.

How To Apply

We also ask that all applicants complete the Assessment at the link below before moving forward in the hiring process:

If you’re a decisive, mature professional who thrives on evolving environments, apply today.

Our commitment to adaptability, integrity, and superior service has earned us a strong reputation in the real estate community. When you join American Heritage Lending, you join a high-performing team dedicated to helping our clients—and our organization—thrive in every market environment.

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